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Our Guide To Getting Started can help point you in the right direct if you’re new to earning and using points and miles for free travel.

Credit cards can be a great tool for earning an astounding amount of free travel rapidly thanks to the handsome sign-up bonuses many offer, and they give you a way to earn free travel on your everyday expenses. Here’s our complete database of the latest and greatest offers from a variety of programs:


Citi® Platinum Select AAdvantage® World MasterCard®

Card Sign-Up Bonus Offers

50,000 American Airlines AAdvantage® miles after $3,000+ in purchases within the first 3 months.
Learn More & Apply!

Card Features

  • First checked bag free for cardholder & up to four companions.
  • Zone One Priority Boarding.
  • Earn 10% of redeemed AAdvantage® miles back (Up to 10,000 miles per calendar year).
  • 25% off in-flight food and beverage purchases.
  • $100 American Airlines flight discount each calendar year after $30,000+ in purchases.

Earning Points

  • 2 AAdvantage® miles per $1 spending on eligible American Airlines purchases.
  • 1 AAdvantage® mile per $1 on all other purchases.
  • No annual mileage cap on earnings.

Fee Information

  • $95 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • 3% foreign transaction fee.
  • Up to $35 late payment fee.

Chase® British Airways Visa Signature®

Card Sign-Up Bonus Offers

50,000 Avios after $2,000+ in purchases within the
first 3 months.
Learn More & Apply!

Card Features

  • Smart Chip Technology allows card to be used for chip-based purchases in Europe and elsewhere.
  • No Foreign Transaction Fees.
  • Earn a Travel Together Ticket after $30,000+ in purchases in a calendar year.

Earning Points

  • 2.5 Avios per $1 spending on eligible British Airways purchases.
  • 1.25 Avios per $1 on all other purchases.
  • No annual mileage cap on earnings.

Fee Information

  • $95 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $35 late payment fee.

Gold Delta SkyMiles® Credit Card by American Express®

Card Sign-Up Bonus Offers

30,000 Delta SkyMiles after $500+ in purchases within the first 3 months.

Learn More & Apply!

25,000 Delta SkyMiles after first purchase and 20,000 additional Delta SkyMiles after $5,000+ in purchases within the first 3 months. This offer is available through the CardMatch tool at CreditCards.com. Fill out the form at the following link to see if you can receive this offer. You do not need to input your SSN in this form.

CardMatch Tool

Card Features

  • Free checked bag for you and up to eight additional passengers on each flight.
  • Zone One Priority Boarding.
  • 20% off Delta in-flight purchases.
  • Discounted Delta Sky Club® admission ($25 per person).

Earning Points

  • 2 SkyMiles per $1 spending on eligible Delta purchases.
  • 1 SkyMile per $1 on all other purchases.
  • No annual mileage cap on earnings.

Fee Information

  • $95 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 2.7% foreign transaction fee.
  • Up to $35 late payment fee.

Southwest Airlines Rapid Rewards® Plus Credit Card

Card Sign-Up Bonus Offers

25,000 Rapid Rewards® miles after $1,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • 3,000 bonus Rapid Rewards® miles each year on your Cardmember Anniversary.
  • No baggage or change fees (standard Southwest feature; not limited to cardmembers).

Earning Points

  • 2 points per $1 spent on Southwest Airlines and AirTran® Airways purchases made directly with the airlines (ie- not through a travel site like Expedia).
  • 2 points per $1 spent on Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.

Fee Information

  • $69 annual fee.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 3% foreign transaction fee.
  • Up to $35 late payment fee.

Southwest Airlines Rapid Rewards® Premier Credit Card

Card Sign-Up Bonus Offers

25,000 Rapid Rewards® miles after $1,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • No Foreign Transaction Fees.
  • 6,000 bonus Rapid Rewards® miles each year on your Cardmember Anniversary.
  • No baggage or change fees (standard Southwest feature; not limited to cardmembers).

Earning Points

  • 2 points per $1 spent on Southwest Airlines and AirTran® Airways purchases made directly with the airlines (ie- not through a travel site like Expedia).
  • 2 points per $1 spent on Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.

Fee Information

  • $99 annual fee.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $35 late payment fee.

United MileagePlus® Explorer Card

Card Sign-Up Bonus Offers

30,000 bonus miles after $1,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • Earn 5,000 additional miles after making a purchase and adding an authorized user to your account within the first 3 months.
  • Earn 10,000 bonus miles every calendar year you spend $25,000+ on your card.
  • First checked bag is free.
  • Zone One Priority Boarding.
  • 2 one-time use passes to United Club each year (complimentary beverages, snacks, Wi-Fi, amenities).
  • No foreign transaction fees.

Earning Points

  • 2 points per $1 spent on United Airlines purchases.
  • 1 point per $1 spent on all other purchases.

Fee Information

  • $99 annual fee.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $35 late payment fee.

Club Carlson™ Premier Rewards Visa Signature® Card

Card Sign-Up Bonus Offers

50,000 Gold Points after your first purchase and 35,000 more Gold Points after $2,500+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • Club Carlson includes Radisson Blu, Radisson, Park Plaza, Park Inn by Radison, Park Inn and Country Inn & Suites properties.
  • 40,000 renewal bonus Gold Points each year.
  • When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free.
  • Automatic upgrade to Gold Elite status.
  • If you already hold Gold Elite status, you receive 15 qualifying nights’ credit toward Concierge Elite status.

Earning Points

  • 10 points per $1 spending at participating Carlson properties.
  • 5 points per $1 spending on all other purchases.
  • No annual cap on earnings.

Fee Information

  • $75 annual fee.
  • 3% balance transfer fee.
  • 4% cash advance fee.
  • 3% foreign transaction fee.
  • Up to $35 late payment fee.

IHG® Rewards Club Visa Signature®

Card Sign-Up Bonus Offers

60,000 points after $1,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • IHG includes properties under the InterContinental, Hualuxe, Crowne Plaza, Hotel Indigo, EVEN Hotels, Holiday Inn, StayBridge and Candlewood brands.
  • 1 free night at any IHG property each year on your cardmember anniversary.
  • 10% automatic point rebate on all award bookings (ie- 60,000 point booking would net a 6,000 point rebate to your account)
  • Platinum Elite status for as long as you are a cardmember
  • No foreign transaction fees.

Earning Points

  • 5 points per $1 spending at participating IHG properties.
  • 2 points per $1 spending at gas stations, grocery stores and restaurants.
  • 1 point per $1 spending on all other purchases.
  • No annual cap on earnings.

Fee Information

  • $49 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $35 late payment fee.

Hilton HHonors™ Reserve Card from Citi®

Card Sign-Up Bonus Offers

2 free weekend nights at most Hilton locations worldwide (click here for excluded list) after $2,500 in purchases within the first 4 months.

Learn More & Apply!

Card Features

  • One free weekend night certificate each year after $10,000+ in purchases.
  • Automatic HHonors Gold Status as long as you are a cardmember
  • Earn HHonors Diamond Status with $40,000+ in purchases per calendar year.
  • No foreign transaction fees.

Earning Points

  • 10 points per $1 spending at Hilton properties.
  • 5 points per $1 spending on flights purchased directly from airlines and with car rental agencies.
  • 3 points per $1 spending on all other purchases.
  • No annual cap on earnings.

Fee Information

  • $95 annual fee.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $35 late payment fee.

Hilton HHonors™ Surpass® Card from American Express®

Card Sign-Up Bonus Offers

40,000 HHonors Points after your first purchase and 20,000 more HHonors Points after $3,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • Automatic HHonors Gold Status as a cardholder for the first year.
  • Automatic HHonors Silver Status as a cardholder every year.
  • Earn HHonors Gold Status after the first year free with $20,000+ in purchases per calendar year.
  • Earn HHonors Diamond Status with $40,000+ in purchases per calendar year.
  • Free Priority Pass™ membership, providing access to 600+ airport lounges for $27 per visit.

Earning Points

  • 12 points per $1 spending at Hilton properties.
  • 6 point per $1 spending at US restaurants, supermarkets and gas stations.
  • 3 points per $1 spending on all other purchases.
  • No annual cap on earnings.

Fee Information

  • $75 annual fee.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 2.7% foreign transaction fee.
  • Up to $35 late payment fee.

Hilton HHonors™ Card from American Express®

Card Sign-Up Bonus Offers

40,000 HHonors Points after $750+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • Automatic HHonors Silver Status as a cardholder every year.
  • Earn HHonors Gold Status with $20,000+ in purchases per calendar year.
  • No annual fee.

Earning Points

  • 7 points per $1 spending at Hilton properties.
  • 5 point per $1 spending at US restaurants, supermarkets and gas stations.
  • 3 points per $1 spending on all other purchases.
  • No annual cap on earnings.

Fee Information

  • No annual fee.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 2.7% foreign transaction fee.
  • Up to $35 late payment fee.

Hyatt® Visa Signature®

Card Sign-Up Bonus Offers

2 Free Nights at Any Hyatt Property Worldwide after $1,000+ in purchases within the first 3 months.

Learn More & Apply!

Receive an additional $50 statement credit: Simply click here to go to Hyatt.com’s reservation system. Search for a stay at a Hyatt property and click on BOOK. Look for a small banner ad prior to finalizing your booking for the offer. You do not have to complete a reservation in order to be eligible for the statement credit.

Card Features

  • Current Diamond Status Hyatt Gold Passport members receive 2 nights in a suite at any Hyatt property worldwide.
  • Current Platinum Status Hyatt Gold Passport members receive 2 nights free at any Hyatt property worldwide and 2 suite upgrades for paid stays.
  • Hyatt Gold Passport Members receive 2 free nights at any Hyatt property worldwide.
  • Automatic Hyatt Gold Passport Platinum membership for as long as you are a cardmember.
  • 1 free night each year after your cardmember anniversary at any Category 1-4 property.
  • No foreign transaction fees.

Earning Points

  • 3 points per $1 spending at all Hyatt properties.
  • 2 points per $1 spending at restaurants, on airline tickets purchased directly from airlines and at car rental agencies.
  • 1 point per $1 spending on all other purchases.
  • No annual mileage cap on earnings.

Fee Information

  • $75 annual fee.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $35 late payment fee.

Marriott Rewards® Visa Signature®

Card Sign-Up Bonus Offers

70,000 points and 1 free night at a Category 1-4 location after $1,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • 1 free night at a Category 1-5 location every year after your account anniversary.
  • 15 credits toward your next Elite membership level every year beginning with your first account anniversary. (Good for Elite Silver if starting with a new account).
  • Earn 1 Elite credit for every $3,000 spent.
  • No foreign transaction fees.

Earning Points

  • 5 points per $1 spending at Marriott properties.
  • 2 points per $1 spending on flights purchased directly from airlines, at car rental agencies and at restaurants.
  • 1 point per $1 spending on all other purchases.
  • No annual cap on earnings.

Fee Information

  • $85 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 4% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $35 late payment fee.

Starwood Preferred Guest® Credit Card from American Express®

Card Sign-Up Bonus Offers

10,000 Starpoints after your first purchase and 15,000 more Starpoints after $5,000+ in purchases within the first 6 months.

Learn More & Apply!

Card Features

  • SPG includes St. Regis, The Luxury Collection, W Hotels, Le Méridien, Westin, Sheraton, Aloft, Element and Four Points by Sheraton.
  • Transfer points to more than 30 frequent flyer programs or redeem for flights on over 350 airlines.
  • 5,000 Starpoint bonus for every 20,000 Starpoints transferred to another program.
  • Starwood redemptions start at just 2,000-3,000 points, making each point more valuable than many other programs.

Earning Points

  • 2 points per $1 spending at SPG properties.
  • 1 point per $1 spending on all other purchases.
  • No annual cap on earnings.

Fee Information

  • $65 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 2.7% foreign transaction fee.
  • Up to $35 late payment fee.

American Express® Premier Gold Rewards Card

Card Sign-Up Bonus Offers

25,000 Membership Rewards points after $2,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • 15,000 bonus Membership Rewards points after $30,000+ in purchases per calendar year.
  • Membership Rewards are transferable to 20+ airline and hotel programs. They can also be used toward gift cards, statement credits, merchandise or travel booked directly through American Express.
  • $75 Hotel Credit and room upgrade when booking a minimum 2-night stay with the Gold Hotel Collection through American Express.
  • 5,000 Starpoint bonus for every 20,000 Starpoints transferred to another program.

Earning Points

  • 3 points per $1 spending with airlines.
  • 2 points per $1 spending at US gas stations and supermarkets.
  • 1 point per $1 spending on all other purchases.
  • No annual cap on earnings.

Fee Information

  • $175 annual fee, waived for the first year.
  • 2.7% foreign transaction fee.
  • Up to $35 late payment fee.

Barclaycard Arrival Plus™ World MasterCard®

Card Sign-Up Bonus Offers

40,000 miles after $3,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • Barclaycard miles have a value of 1¢ each. Spend money on travel through any eligible outlet (ie- airlines, hotels, cruise lines, sites like Expedia or Kayak, etc) and then call Barclaycard to request a statement credit based on the mileage in your account. For example, the 40,000 mile bonus is good towards $400 in travel expenses.
  • 10% Travel Redemption Bonus on all awards. For example, you’ll receive 4,000 additional miles after using the 40,000 bonus miles.
  • Free FICO Score Access
  • Named ‘Best for Travel Rewards’ Money Magazine, October 2013

Earning Points

  • 2 points per $1 on all purchases.
  • No annual cap on earnings.
  • No foreign transaction fees.

Fee Information

  • $89 annual fee, waived for the first year.
  • 0% introductory balance transfer fee.
  • 5% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $35 late payment fee.

Barclaycard Arrival™ World MasterCard®

Card Sign-Up Bonus Offers

20,000 miles after $1,000+ in purchases within the first 3 months.
Apply Now

Card Features

  • Barclaycard miles have a value of 1¢ each. Spend money on travel through any eligible outlet (ie- airlines, hotels, cruise lines, sites like Expedia or Kayak, etc) and then call Barclaycard to request a statement credit based on the mileage in your account. For example, the 20,000 mile bonus is good towards $200 in travel expenses.
  • 10% Travel Redemption Bonus on all awards. For example, you’ll receive 2,000 additional miles after using the 20,000 bonus miles.
  • Free TripIt Pro membership.
  • No annual fee.
Earning Points

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  • 2 points per $1 on travel and dining purchases.
  • 1 point per $1 on all other purchases.
  • No annual cap on earnings.
  • No foreign transaction fee.

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Fee Information

  • No annual fee.
  • 0% APR for 12 months.
  • 4% balance transfer fee.
  • 5% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $35 late payment fee.

Chase Sapphire Preferred®

Card Sign-Up Bonus Offers

40,000 Ultimate Rewards Points after $3,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • 1:1 point transfer to British Airways, Korean Air, Southwest Airlines, United Airlines, Virgin Atlantic, Amtrak, Hyatt, Priority Club, Marriott and Ritz-Carlton programs.
  • Points may be redeemed for travel for 1¢ per point directly through Ultimate Rewards, as well, for 20% less than retail. For example, a $500 flight requires 40,000 points.
  • 7% Annual Points Dividend on all points earned throughout the year, even those already redeemed.

Earning Points

  • 2 points per $1 on travel and dining purchases.
  • 1 point per $1 on all other purchases.
  • No annual cap on earnings.
  • No foreign transaction fees.

Fee Information

  • $95 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $35 late payment fee.

Chase Freedom® Visa®

Card Sign-Up Bonus Offers

20,000 Ultimate Rewards Points after $500+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • Points can be redeemed for cash back, gift cards, merchandise and travel through Ultimate Rewards at 1¢ per point.
  • Points can be transferred to a Sapphire Preferred or Ink Plus account, and then the combined points may be transferred 1:1 to British Airways, Korean Air, Southwest Airlines, United Airlines, Virgin Atlantic, Amtrak, Hyatt, Priority Club, Marriott and Ritz-Carlton programs.
  • No annual fee.

Earning Points

  • 5 points per $1 of purchases in rotating categories each quarter.
  • 1 point per $1 on all other purchases.
  • No annual cap on earnings.
  • No annual fee.

Fee Information

  • No annual fee.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 3% foreign transaction fee.
  • Up to $35 late payment fee.

Discover® It Card

Card Features

  • 5% cash back in categories that change each quarter up to $1,500 in purchases.
  • Unlimited 1% cash back on all other purchases.
  • Use your rewards instantly at Amazon.com checkout.
  • No Annual Fee.
  • Paying late won’t raise your APR.
  • No late fee on your first late payment
  • No foreign transaction fees.
  • No overlimit fee.
  • If you lose your job, get a lower rate, lower payment or other help.

Learn More & Apply!

Earning Points

    • January-March: 5% Cashback at Restaurants and Movie Theaters up to $1,500 in purchases.
    • April-June: 5% Cashback at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond®, up to $1,500 in purchases.
    • July-September: 5% Cashback at Gas Stations up to $1,500 in purchases.

October-December: 5% Cashback on Online Shopping up to $1,500 in purchases.

Fee Information

  • No Annual Fee.
  • 0% foreign transaction fee.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • $0 fee on first late payment, $35 late payment fee thereafter.

Discover® It Chrome Card

Card Features

  • 2% cash back for up to $1,000 in restaurant and gas station purchases each month.
  • Unlimited 1% cash back on all other purchases.
  • Use your rewards instantly at Amazon.com checkout.
  • No Annual Fee.
  • Paying late won’t raise your APR.
  • No late fee on your first late payment
  • No foreign transaction fees.
  • No overlimit fee.
  • If you lose your job, get a lower rate, lower payment or other help.

Learn More & Apply!

Earning Points

  • 2% Cashback at Restaurants and Gas Stations, up to $1,000 in purchases each month.
  • 1% Cashback on All Other Purchases.

Fee Information

  • No Annual Fee.
  • 0% foreign transaction fee.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • $0 fee on first late payment, $35 late payment fee thereafter.

Discover it™ for Students

Card Features

  • $20 Cash Back Bonus
  • 5% cash back in categories that change each quarter up to $1,500 in purchases.
  • Unlimited 1% cash back on all other purchases.
  • Use your rewards instantly at Amazon.com checkout.
  • No Annual Fee.
  • Paying late won’t raise your APR.
  • No late fee on your first late payment
  • No foreign transaction fees.
  • No overlimit fee.
  • If you lose your job, get a lower rate, lower payment or other help.

Learn More & Apply!

Earning Points

    • January-March: 5% Cashback at Restaurants and Movie Theaters up to $1,500 in purchases.
    • April-June: 5% Cashback at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond®, up to $1,500 in purchases.
    • July-September: 5% Cashback at Gas Stations up to $1,500 in purchases.

October-December: 5% Cashback on Online Shopping up to $1,500 in purchases.

Fee Information

  • No Annual Fee.
  • 0% foreign transaction fee.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • $0 fee on first late payment, $35 late payment fee thereafter.

Bank Reward Programs

Chase Ink Plus® Business Card

Card Sign-Up Bonus Offers

50,000 Ultimate Rewards Points after $5,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • 1:1 point transfer to British Airways, Korean Air, Southwest Airlines, United Airlines, Virgin Atlantic, Amtrak, Hyatt, Priority Club, Marriott and Ritz-Carlton programs.
  • Points may be redeemed for travel for 1¢ per point directly through Ultimate Rewards, as well, for 20% less than retail. For example, a $500 flight requires 40,000 points.
  • No foreign transaction fees.
  • Free cards for your business’s employees.

Earning Points

  • 5 points per $1 on the first $50,000 spent annually at office supply stores and on cellular phone, landline, Internet and TV services.
  • 2 points per $1 on the first $50,000 spent annually at gas stations and hotels.
  • 1 point per $1 on all other purchases, with no earning limit.

Fee Information

  • $95 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $39 late payment fee.

American Express® Business Platinum Card®

Card Sign-Up Bonus Offers

25,000 Membership Rewards Points after $5,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • Up to $200 in fee credits on a designated airline (covers bag fees, in-flight charges, etc).
  • Free access for you and up to two guests to American Airlines Admirals Club®, Delta Sky Club®, and US Airways® Club lounges when traveling on a ticket with the airline in question.
  • Free Priority Pass Select Membership.
  • $100 statement credit discount toward Global Entry application fee.
  • Access to American Express Fine Hotels & Resorts program, which provides substantial additional amenities and benefits when staying at eligible properties.
  • Skip the line and receive automatic rental car upgrades from Hertz, Avis and National.
  • No foreign transaction fees.

Earning Points

  • 20% travel bonus when using Membership Rewards Pay With Points to pay for part or all of a travel expense.
  • 1 point per $1 on all purchases, with no earning limit.

Fee Information

  • $450 annual fee.
  • 0% foreign transaction fee.
  • $35 or 2.99% of Amount Due late payment fee.

American Express® Business Gold Rewards Card®

Card Sign-Up Bonus Offers

50,000 Membership Rewards Points after $5,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • Eligible for American Express OPEN Savings, including 5% off at Hyatt properties, 10% off Hertz rental cars, 5% off Carey transportation services, 5% off FedEx shipping, 10% off at FedEx Office, 10% off from Hewlett Packard, 5% off from Epson, 10% off at OfficeMax.com, 5% off 800flowers.com and 5% off at BarnesAndNoble.com.

Earning Points

  • 3 points per $1 on airfare purchased directly from airlines, up to $100,000 per year.
  • 2 points per $1 on advertising expenses, shipping expenses and at gas stations, up to $100,000 per category per year.
  • 1 point per $1 on all other purchases, with no earning limit.

Fee Information

  • $175 annual fee, waived for the first year.
  • 2.7% foreign transaction fee.
  • $35 or 2.99% of Amount Due late payment fee.

Airline Programs

CitiBusiness®/AAdvantage® World MasterCard®

Card Sign-Up Bonus Offers

40,000AAdvantage miles after $3,000+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • First checked bag free on American Airlines flights.
  • Zone One Priority Boarding.
  • 25% off in-flight purchases.
  • 5% annual renewal bonus based on your purchases during your last year of card membership.
  • Free companion pass with $30,000+ in purchases per year and renewal of card membership.

Earning Points

  • 2 miles per $1 on purchases from American Airlines.
  • 1 mile per $1 on all other purchases.

Fee Information

  • $95 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $39 late payment fee.

Gold Delta SkyMiles® Business Credit Card

Card Sign-Up Bonus Offers

30,000 Delta SkyMiles after $500+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • First checked bag free.
  • Zone One Priority Boarding.
  • 20% off in-flight purchases.
  • Eligible for American Express OPEN Savings, including 5% off at Hyatt properties, 10% off Hertz rental cars, 5% off Carey transportation services, 5% off FedEx shipping, 10% off at FedEx Office, 10% off from Hewlett Packard, 5% off from Epson, 10% off at OfficeMax.com, 5% off 800flowers.com and 5% off at BarnesAndNoble.com.

Earning Points

  • 2 miles per $1 on purchases from Delta.
  • 1 mile per $1 on all other purchases.

Fee Information

  • $95 annual fee, waived for the first year.
  • 3% cash advance fee.
  • 2.7% foreign transaction fee.
  • Up to $35 late payment fee.

Platinum Delta SkyMiles® Business Credit Card

Card Sign-Up Bonus Offers

15,000 Delta SkyMiles after your first purchase, 5,000 of which are Medallion® Qualification Miles (MQMs) that count toward elite status with Delta. Earn 15,000 more SkyMiles after $500+ in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • First checked bag free.
  • Zone One Priority Boarding.
  • 20% off in-flight purchases.
  • Receive 10,000 MQMs and 10,000 SkyMiles after $25,000+ in spending in a calendar year. Receive an additional 10,000 MQMs and 10,000 SkyMiles after $50,000+ in spending in a calendar year.
  • Eligible for American Express OPEN Savings, including 5% off at Hyatt properties, 10% off Hertz rental cars, 5% off Carey transportation services, 5% off FedEx shipping, 10% off at FedEx Office, 10% off from Hewlett Packard, 5% off from Epson, 10% off at OfficeMax.com, 5% off 800flowers.com and 5% off at BarnesAndNoble.com.

Earning Points

  • 2 miles per $1 on purchases from Delta.
  • 1 mile per $1 on all other purchases.

Fee Information

  • $150 annual fee.
  • 3% cash advance fee.
  • 2.7% foreign transaction fee.
  • Up to $35 late payment fee.

Delta Reserve for Business Credit Card

Card Sign-Up Bonus Offers

10,000 Medallion® Qualification Miles (MQMs) after your first purchase.

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Card Features

  • First checked bag free.
  • 20% off in-flight purchases.
  • Complimentary access for you and two guests to Delta Sky Club locations.
  • Receive 15,000 MQMs and 15,000 SkyMiles after $30,000+ in spending in a calendar year. Receive an additional 15,000 MQMs and 15,000 SkyMiles after $60,000+ in spending in a calendar year.
  • Eligible for American Express OPEN Savings, including 5% off at Hyatt properties, 10% off Hertz rental cars, 5% off Carey transportation services, 5% off FedEx shipping, 10% off at FedEx Office, 10% off from Hewlett Packard, 5% off from Epson, 10% off at OfficeMax.com, 5% off 800flowers.com and 5% off at BarnesAndNoble.com.

Earning Points

  • 2 miles per $1 on purchases from Delta.
  • 1 mile per $1 on all other purchases.

Fee Information

  • $450 annual fee.
  • 3% cash advance fee.
  • 2.7% foreign transaction fee.
  • Up to $35 late payment fee.

Southwest Airlines Rapid Rewards Premier Business Credit Card

Card Sign-Up Bonus Offers

50,000 Rapid Rewards miles after $2,000+ in purchases within the first 3 months.

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Card Features

  • Earn 1,500 Tier Qualifying Points for every $10,000 in purchases up to 15,000 per year.
  • No baggage or change fees (standard Southwest feature; not limited to cardmembers).
  • 6,000 points each year on your cardmember anniversary.
  • No foreign transaction fees.

Earning Points

  • 2 miles per $1 on purchases from Southwest Airlines or AirTran Airways.
  • 2 miles per $1 on purchases from Rapid Rewards Hotel and Car Rental partners.
  • 1 mile per $1 on all other purchases.

Fee Information

  • $99 annual fee.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $39 late payment fee.

Southwest Airlines Rapid Rewards Plus Business Credit Card

Card Sign-Up Bonus Offers

50,000 Rapid Rewards miles after $2,000+ in purchases within the first 3 months.

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Card Features

  • No baggage or change fees (standard Southwest feature; not limited to cardmembers).
  • 3,000 points each year on your cardmember anniversary.

Earning Points

  • 2 miles per $1 on purchases from Southwest Airlines or AirTran Airways.
  • 2 miles per $1 on purchases from Rapid Rewards Hotel and Car Rental partners.
  • 1 mile per $1 on all other purchases.

Fee Information

  • $69 annual fee.
  • 3% balance transfer fee.
  • 3% cash advance fee.
  • 3% foreign transaction fee.
  • Up to $39 late payment fee.

United MileagePlus® Explorer Business Credit Card

Card Sign-Up Bonus Offers

30,000 miles after $1,000+ in purchases within the first 3 months.

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Card Features

  • First checked bag free.
  • Zone One Priority Boarding
  • 2 complimentary passes to the United Club™.
  • Earn 10,000 bonus miles after $25,000+ in purchases in a year.
  • No foreign transaction fees.

Earning Points

  • 2 miles per $1 on purchases from United.
  • 2 miles per $1 on purchases at restaurants, gas stations and office supply stores.
  • 1 mile per $1 on all other purchases.

Fee Information

  • $95 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 5% cash advance fee.
  • 0% foreign transaction fee.
  • Up to $39 late payment fee.

Hotel Programs

Marriott Rewards® Business Credit Card

Card Sign-Up Bonus Offers

30,000 points after $1,000+ in purchases within the first 3 months and 2 free night stays at a Category 1-4 property upon approval.

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Card Features

  • 10 Elite Credits toward your next Elite membership level every year upon account anniversary.
  • Earn 1 Elite Credit for every $3,000 in purchases.

Earning Points

  • 3 points per $1 on purchases from Marriott.
  • 1 point per $1 on all other purchases.

Fee Information

  • $45 annual fee, waived for the first year.
  • 3% balance transfer fee.
  • 4% cash advance fee.
  • 3% foreign transaction fee.
  • Up to $39 late payment fee.

Starwood Preferred Guest® Business Credit Card

Card Sign-Up Bonus Offers

10,000 points after your first purchase and 15,000 additional points after $5,000 in purchases within the first 6 months.

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Card Features

  • Earn SPG Gold Status after $30,000+ in purchases in a calendar year.
  • SPG includes St. Regis, The Luxury Collection, W Hotels, Le Méridien, Westin, Sheraton, Aloft, Element and Four Points by Sheraton.
  • Transfer points to more than 30 frequent flyer programs or redeem for flights on over 350 airlines.
  • 5,000 Starpoint bonus for every 20,000 Starpoints transferred to another program.
  • Starwood redemptions start at just 2,000-3,000 points, making each point more valuable than many other programs.
  • Eligible for American Express OPEN Savings, including 5% off at Hyatt properties, 10% off Hertz rental cars, 5% off Carey transportation services, 5% off FedEx shipping, 10% off at FedEx Office, 10% off from Hewlett Packard, 5% off from Epson, 10% off at OfficeMax.com, 5% off 800flowers.com and 5% off at BarnesAndNoble.com.

Earning Points

  • 2 points per $1 on purchases from Starwood.
  • 1 point per $1 on all other purchases.

Fee Information

  • $65 annual fee, waived for the first year.
  • 3% cash advance fee.
  • 2.7% foreign transaction fee.
  • Up to $35 late payment fee.

Club Carlson® Business Rewards Visa Card

Card Sign-Up Bonus Offers

50,000 points after your first purchase and 35,000 additional points after $2,500 in purchases within the first 3 months.

Learn More & Apply!

Card Features

  • Club Carlson includes Radisson Blu, Radisson, Park Plaza, Park Inn by Radison, Park Inn and Country Inn & Suites properties.
  • 40,000 renewal bonus Gold Points each year.
  • When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free.
  • Automatic upgrade to Gold Elite status.
  • If you already hold Gold Elite status, you receive 10 qualifying nights’ credit toward Concierge Elite status.

Earning Points

  • 10 points per $1 on purchases from Carlson.
  • 5 point per $1 on all other purchases.

Fee Information

  • $65 annual fee, waived for the first year.
  • 3% cash advance fee.
  • 2.7% foreign transaction fee.
  • Up to $35 late payment fee.

About PointsAway
Casey Ayers is a consultant and entrepreneur with a passion for travel. After amassing enough miles and points to travel anywhere in the world for almost free in less than six months, he developed PointsAway as a way to help others make travel dreams big and small come true.
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